Maplevale Credit, a small-business funding service in Johnson City, TN, gathers Census Bureau figures for Washington County, TN and the city's main ZIP code, and links them to the funding shapes local businesses use. Johnson City spans three counties, so county figures are labeled as county figures. Funding partners make every credit decision.
At a glance
- Employer establishments, Washington County, TN
3,076 (CBP 2023)
- Share under 5 employees
45.3% (CBP 2023)
- Businesses without paid employees
10,779 (NES 2024)
- Self-employed residents, Johnson City, TN
10.1% ± 2.1 (ACS 2020-2024)
- New homes authorized by permit, Washington County, TN
697 (BPS 2025)
Counting Washington County, TN employers: the Census baseline
County Business Patterns counted 3,076 employer establishments in Washington County, TN in 2023, with 56,072 paid employees and an annual payroll of $2.99 billion. Of those establishments, 1,392 (45.3%) had fewer than five employees, and 2,547 (82.8%) had fewer than 20.
Nonemployer Statistics, which the Census Bureau runs apart from CBP, found 10,779 businesses without paid employees in the county in 2024. The two counts measure different businesses in different years and are not added together.
The American Community Survey (2020-2024) puts the share of Washington County, TN employed residents who are self-employed at 10.8% (margin of error 1.5 points). For Johnson City itself the figure is 10.1% (margin 2.1 points), and for Tennessee 9.8% (margin 0.2 points).
| Sector (NAICS) | Employer establishments | Share under 5 employees | Annual payroll |
|---|---|---|---|
| Retail Trade (44) | 542 | 37.5% | $294.5 million |
| Health Care and Social Assistance (62) | 419 | 36.5% | $1.07 billion |
| Accommodation and Food Services (72) | 346 | 19.4% | $168.3 million |
| Other Services (except Public Administration) (81) | 331 | 56.5% | $66.8 million |
| Construction (23) | 263 | 55.5% | $143.4 million |
| Finance and Insurance (52) | 222 | 57.7% | $138.9 million |
| Professional, Scientific, and Technical Services (54) | 197 | 62.4% | $147.9 million |
| Administrative and Support and Waste Management and Remediation Services (56) | 172 | 51.2% | $158.4 million |
Johnson City, TN spans Washington County, TN, Carter County, TN and Sullivan County, TN
Johnson City, TN reaches into Washington, Carter and Sullivan counties (Census 2020 place-to-county file), so no single county's figures describe the city. The numbers above are Washington County, TN figures and are labeled that way.
ZIP Code Business Patterns gives a closer look at ZIP 37601, a Johnson City ZIP code: 1,017 employer establishments in 2023, 16,782 paid employees, and 41.7% of establishments under five employees. The city covers 33.4% of that ZIP's land, so a 37601 address is not always inside city limits.
- Retail Trade: 227 establishments in ZIP 37601
- Health Care and Social Assistance: 119 establishments in ZIP 37601
- Accommodation and Food Services: 113 establishments in ZIP 37601
- Other Services (except Public Administration): 104 establishments in ZIP 37601
- Construction: 75 establishments in ZIP 37601
- Finance and Insurance: 68 establishments in ZIP 37601
New homes permitted in Washington County, TN, by year
The Building Permits Survey counted new privately owned housing units authorized in Washington County, TN: 849 in 2023, 1,155 in 2024 and 697 in 2025. These are residential units only; they do not count commercial projects or remodels, and they say nothing about how many contractors are busy.
Johnson City, TN economic development corporation: what owners compare
Owners look up an economic development corporation for site data, incentives and introductions. Maplevale Credit has not verified the web address of the local economic development organization, so it is not linked here, and Maplevale Credit has no affiliation with it.
The Washington County, TN government site is at washingtoncountytn.org (checked 2026-10-20).
Johnson City, TN commercial real estate rentals: what owners compare
When comparing commercial rentals, line up the total occupancy cost, not just base rent: common-area charges, taxes and insurance passed through, and the build-out the landlord will or will not pay for. The zoning and planning guide lists the checks to make before you sign a lease for a new use.
County Business Patterns counted 139 real estate and rental and leasing employer establishments in Washington County, TN in 2023, 57 of them lessors of real estate (NAICS 5311).
Johnson City, TN commercial real estate agents, explained for Washington County, TN
Commercial real estate agents list and lease shop, office and industrial space. County Business Patterns counted 31 offices of real estate agents (NAICS 5312) with paid employees in Washington County, TN in 2023; Nonemployer Statistics counted 444 real estate agent businesses without paid employees in 2024, a separate count. Ask any agent whether they represent the landlord, the tenant or both.
Johnson City, TN commercial real estate for rent: where to look first
- Write down the space you need: square feet, parking, loading, signage.
- Check the zoning for your use before touring.
- Ask for the total monthly cost in writing.
- Price the build-out and decide how it will be paid for.
Johnson City, TN commercial real estate for lease: a quick orientation
A lease commits the business to years of payments, and the build-out can be a large outlay at the start. A term loan can fit a priced build-out; equipment for the new space can go on equipment financing. Compare the six shapes on the comparison page.
Johnson City, TN chamber of commerce members in plain terms
Chamber of commerce members get networking events, referrals and a business listing. Maplevale Credit is not a chamber member and has not verified the chamber's web address, so none is linked.
Licenses and local records before you borrow
The business tax license guide covers the city and county accounts a Johnson City, TN business may hold. Partners may ask for proof that the business is registered and current.
Washington County, TN trades with their own page
Fourteen trades have their own pages, from restaurants (250 full-service and limited-service establishments, our sum of NAICS 722511 and 722513) to physician practices (121). Each has its page under the industry pages.
Maplevale Credit's listed street in Johnson City, TN
Maplevale Credit is listed at 1903 TN-34, Johnson City, TN 37601, and takes requests by phone at (423) 407-5986. The street could not be matched by the Census geocoder, so distances on this site are measured from the Johnson City city point, not from a street address.
Kingsport, TN, Bristol, TN and smaller towns nearby
Kingsport, TN (about 15 miles northwest of Johnson City, TN) and Bristol, TN (about 17.5 miles north-northeast) have their own pages, and other nearby towns are listed on the areas served page.
Firms served in the Johnson City, TN area
The partner network reviews Johnson City, TN employers in most sectors, with contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock among them. The funding partner decides independently, whatever the industry.
Proof documents worth gathering in Johnson City, TN
- Monthly statements from the business bank, often three to six months' worth
- The federal tax return for the business, ideally with every schedule attached
- This year's profit and loss figures and a balance sheet as of the same date
- An unexpired ID card or passport for each owner and co-owner
- The company's formation documents, with the EIN on hand
- A schedule of open loans and leases plus the monthly payment on each
No single checklist fits every partner; this list is a general outline.
The process after a form from Johnson City, TN
- Begin by calling (423) 407-5986 or submit the form with your time in business and rough revenue.
- Next, the request reaches partners that fund the use you named.
- Partners review the details and decides on its own criteria.
- When an offer is made, review its total cost and repayment terms, then decide for yourself.
Firms in Johnson City, TN can complete each step remotely, by phone or online.
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